Wealth Management

Whether you’re in charge of money for your household or a business, our experts can help. Our wealth advisors will direct you in the best way to build and retain wealth:

• Establishing financial goals
• Selecting and purchasing appropriate investments
• Monitoring and correcting your portfolio
• Minimizing taxes

Business ownership and charitable legacy planning topics can be complicated. Your SWBC wealth advisor has the expertise to create and execute plans that allow you to concentrate on your business and life, knowing your wishes will be fulfilled.

• Succession plans and contracts dividing or transferring business ownership and assets
• Options to fund business ownership transfer or purchase
• Wealth distribution to charities of your choice
• Business and personal tax reduction strategies

To ensure you are the one who decides what happens to your children, business ownership, assets, and possessions, you need an estate plan that directs how to divide your property if you die or become unable to state your wishes. Your SWBC wealth advisor will collect the necessary information to construct a complete estate plan that addresses family members’ care, your personal assets, and any business assets you must divide, while minimizing taxes and fees to your estate and further emotional stress to your heirs. 

The stability of fixed-income securities is a smart and welcome addition to any portfolio. When you work with your Wealth Advisor and our Capital Markets team, you gain access to fixed-income investments you often can’t find through other brokers. Our advisors work with you to identify and purchase securities that deliver the right balance of risk and liquidity. Once your portfolio is established, your advisor will review progress with you regularly and manage your investments.

All individuals and businesses have their own financial needs and investment risk tolerance. Your SWBC wealth advisor takes the time to understand those needs and tolerances, research available and appropriate investment classes, and craft a customized plan using investments aimed at maximizing returns while staying within your risk comfort level.

After working hard for years, we all look forward to a comfortable retirement. SWBC wealth advisors are experts in personal and business retirement planning.

Personal Retirement Planning

• Customized plans that will help you reach your retirement goal
• Investment vehicles from all major providers
• 401(k) and 403(b) fund recommendations and rollovers
• Individual retirement accounts (IRAs) and Roth IRAs
• Tax-saving strategies

Business Retirement Planning

• Competitive plan options that help you attract and retain quality employees
• Guidance and assistance in establishing and funding corporate retirement plans
• Fiduciary assistance and risk mitigation for plan sponsors

Proper investments are the key to building your portfolio and wealth. Your SWBC advisor will recommend investments to help you meet your financial goals, purchase from all major providers on your behalf, oversee your portfolio, and make adjustments as necessary. It’s your choice whether you retain full control over your portfolio, give complete control to your wealth advisor, or find a comfortable spot in between.

Recruiting, attracting, and retaining top talent is essential for your company’s growth and success. Stand out from the competition by offering candidates an attractive benefits package. From split-dollar life insurance to deferred compensation plans, our Executive Benefits team will work with you to create comprehensive and customized plans to:

• Attract, retain, and reward valuable executives
• Restore benefits limited by qualified plan limitations
• Solidify a high-performing management team to drive business growth