Split-Dollar Life Insurance

Once you’ve identified the right executives to lead your company, you want to provide them with a compensation package that keeps them satisfied and gives them no reason to leave your organization. One way to do that is with split-dollar life insurance, an arrangement that allows you to offer valuable life insurance benefits to your executives and share the cost.

With split-dollar life insurance, you reward your key executives with prized and difficult-to-match life insurance benefits, and your company controls the terms of the policy and payout.

SPLIT-DOLLAR LIFE INSURANCEBENEFITS BOTH YOUR EXECUTIVES AND YOUR COMPANY

Experience

We’ve spent years understanding what executives want and creating incentives and rewards that deliver on those desires.

Customization

Our SWBC Advisors work with you to craft plans customized to your company’s and executives’ needs and wishes.

Options

Select from a wide range of executive benefits and protect your company from the effects of key employee departures or deaths.

Implementation

You can depend on SWBC to not only design the best plan for your company but also to implement your programs, monitor progress, and suggest adjustments as needed.

When you’ve got the right executives leading your business, the last thing you want is to take a chance that they’ll walk away. Use valuable executive benefits, such as split-dollar life insurance, to show your prized executives your appreciation for their skills and experience and give them reason to stay at your company. With split-dollar life insurance, executives receive tough-to-match life insurance protection that encourages them to stick around, and your company controls the program and payout details.

CHOOSE SWBC INVESTMENT SERVICES TO CREATEEXECUTIVE BENEFIT PLANS THAT WORK FOR YOUR COMPANY

Benefits to Executives

Valuable level of life insurance protection often not available elsewhere
Policy cash values grow tax deferred and are a potential source of retirement income
Protection for family and choice of beneficiary
Reduced income tax liability
Can be used to supplement retirement income

Benefits to Your Company

Attract and retain key executives
Premiums are tax deductible
Greatly reduced benefits cost
Premiums paid on behalf of executive are returned in event of executive’s death
Flexible arrangements; employer may modify terms or terminate program anytime

Contact us today and let one of our experienced advisors customize an executive benefits package that meets the needs of your organization and your key executives.