Renters Insurance

If you’re living in a rental property, you may not realize that your personal property is vulnerable to theft, fire, or water damage and that can turn into a costly nightmare. By having a Renters Insurance policy in place, you’ll have peace of mind knowing that your belongings are safe when the unavoidable happens.

For as little as $10 a monthRenters Insurance typically covers your

Personal Possessions

Covers the cost of replacing your personal belongings—including furniture, electronics, and clothing if they are damaged or stolen.

Living Expenses

If your property is damaged and is left uninhabitable, this coverage can help you pay for living expenses—such as a hotel, food, and storage fees— while you’re unable to live in your rental dwelling.

Liability

Protects you from having to pay for another person’s property or cover medical bills if they are injured on your property.

Do I NeedRenters Insurance?

How can I save money on my renters insurance policy?

You can possibly save on your premiums by bundling policies—such as renters and auto—a claim-free history, and many other options. Check with your local agent for complete terms and conditions.

How much renters insurance coverage should I have?

It’s up to you. We recommend you purchase at least equal to or greater than the estimated replacement cost of your belongings. Depending on the estimated replacement cost, you will have policy options available to you based on this amount.

Won't my landlord's insurance cover my content?

In most cases, as a renter, your landlord is not responsible for any of your personal belongings. Typically, they're only required to repair or replace the dwelling.

How can I save money on my renters insurance policy?

You can possibly save on your premiums by bundling policies—such as renters and auto—a claim-free history, and many other options. Check with your local agent for complete terms and conditions.

How much renters insurance coverage should I have?

Won't my landlord's insurance cover my content?

In most cases, as a renter, your landlord is not responsible for any of your personal belongings. Typically, they're only required to repair or replace the dwelling.

At SWBC, we educate you on the best coverage options available that work for your lifestyle and budget. Purchasing a Renters Insurance policy can be more affordable than you realize. Allow our team of experts to help guide you in finding the right deductible, find a policy that fits your needs, and understand the steps to file a claim in the event of a loss.

Get a quote today to find out the affordability of renters insurance.

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