Excess Flood Insurance | SWBC
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Excess Flood Insurance

Flooding is among the most frequent and costly of natural disasters. And even those who carry a flood policy on their home or business, may be surprised to learn that sufficient funds to repair, rebuild, or replace contents may not be available with a standard flood insurance policy.

Fill out the form below to become a registered agent and begin offering SWBC Excess Flood Insurance today.

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Coverage for Your ClientsIn NFIP Participating Communities

Most standard flood insurance policies that protect properties located in areas participating in the National Flood Insurance Program (NFIP) typically only provide coverage up to $250,000 for residential property or up to $500,000 for commercial property. You can ensure that additional funds will be available when your clients need it with Excess Flood Insurance from SWBC.

This coverage provides funds for:

Rebuilding properties valued above NFIP limits

Replacing stand-alone contents valued above NFIP limits

Living expenses when the primary residence is covered

Business Interruption Insurance

Properties protected by most standard flood policies are also located in areas participating in the NFIP are typically subject to limited coverage amounts. Give your clients more coverage with excess flood insurance.
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Offer Higher Limits

SWBC’s Excess Flood Insurance can be written over a standard NFIP policy. Subject to our policy endorsements, this “follow form” coverage will follow the terms of the primary policy.

Excess building coverage

We offer your clients excess building coverage up to $5 million.

Excess contents coverage

We offer your clients excess contents coverage up to $2 million in most states, or up to $1 million for properties located in Florida.

Higher Limits

In certain situations, we can also accommodate higher limits for buildings and/or contents. Please contact us for additional information on this coverage option.

Property TypesEligible for Excess Flood Insurance

1-4 Family Residences

Condominium Buildings and Units

Vacation Homes

Rental Properties

Apartment Buildings

Commercial Buildings

Become a registered agent today and begin offering SWBC Excess Flood Insurance to your clients.
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Additional Resources

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Fill out the form below to become a registered agent today.

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  • San Antonio, TX 78216