equipifi

equipifi®

The Buy Now, Pay Later Platform for Financial Institutions


equipifi® is the leading Buy Now, Pay Later (BNPL) platform for financial institutions and the only fintech enabling this service for credit unions. As a partner of SWBC, equipifi has brought BNPL to over 3 million account holders and continues to grow.

Stop Losing Banking Relationships to 3rd-party BNPL

35% of consumers are looking for a single “super app” to meet their banking and shopping needs¹. Your banking app is just one integration away from being exactly what they are looking for! Debit card BNPL can drive new interest income, strengthen deposit relationships, and appeal to next-generation consumers. Offered by their trusted credit union, this regulated financial service provides a safe option for members to use. Financial institutions that partner with equipifi BNPL can expect to see the following average outcomes:

Online Banking Engagement

Debit Card Usage

Attract New Accounts

Increase Interchange

¹ https://www.pymnts.com/mobile-applications/2024/35percent-united-states-consumers-would-welcome-single-mobile-app-that-manages-everything/

Elevate Your Digital Banking Experience equipifi BNPL

equipifi BNPL is a white-label software that enables purchase financing from financialinstitutions to their account holders. With BNPL, financial institutions can provide extra funds when account holders are planning to make a purchase, or split payments over time for their completed transactions. Account holders can view and accept these offers in their financial institution’s digital banking. When offered by credit unions, BNPL requires:

● No application
● No credit checks
● No new cards or accounts

All BNPL offers align with the account holders financial context, and are pre-qualified to be viewed and accepted within seconds. Account holders can receive their purchase amount back into their account within 24 hours.

Get BNPL to Your Cardholders Fast



The equipifi platform integrates with leading banking cores and digital banking platforms and is fully white-labeled with the CU’s brand.

Our partners at equipifi have done the heavy lifting so you don’t have to, with launch guides to get you up and running
as quickly as 8 weeks from kick-off.

Seeing is Believing

Want to learn more about BNPL? We work with our partners at equipifi to demonstrate what BNPL could look like for you and your account holders. Together, we can assess your transactional data to project the activity, engagement, and revenue your financial institution can anticipate.

Reach out to your SWBC RVP to learn more. 

Client Testimonials

Buy Now, Pay Later is about meeting members where they need you to be. Let your data tell you how your members are currently using BNPL and what your solution could look like.” 

Jessica Hernandez
SVP of Operations at Generations FCU
“equipifi made everything turnkey so there was very little needed on our end. In our industry we usually hear about how difficult it is to launch product with vendors, but we have nothing but great things to say.” 
Carlton Brooks
Director of Lending at FedFinancial FCU
“BNPL is a payment preference that members not only increasingly use, but also expect as part of their financial experience.” 
Bill Carhart
CEO of Oswego County FCU

Join these SWBC clients that have implemented BNPL

Contact Us

Mega Menu Insert

subMenu3 Content Insert | 3 Columns

subMenu16 Content Insert | 1 Columns

subMenu18 Content Insert | 1 Columns

subMenu15 Content Insert | 1 Columns

subMenu14 Content Insert | 1 Columns

subMenu13 Content Insert | 2 Columns

subMenu4 Content Insert | 3 Columns

subMenu9 Content Insert | 1 Columns

subMenu17 Content Insert | 1 Columns

subMenu12 Content Insert | 3 Columns

subMenu11 Content Insert | 1 Columns

subMenu5 Content Insert | 1 Columns

subMenu8 Content Insert | 1 Columns

subMenu10 Content Insert | 1 Columns

subMenu2 Content Insert | 3 Columns

subMenu6 Content Insert | 1 Columns