As CEO of SWBC Mortgage Corporation—a full-service mortgage banking firm headquartered in San Antonio, Texas, I lead a team that leverages cutting edge technology, delivering industry-leading speed and service while providing a personal, experienced touch to the dream of home ownership. I am also Chairman of the Mortgage Bankers Association (MBA). Since joining SWBC in 1989, I have expanded the mortgage operation to include offices across the country and nearly 700 employees.